According to figures from the Bank of Ghana as at December, 2014 three particular banks in the country will require no money from you as initial deposit in order to open an individual dollar account for you.
They are United Bank for Africa (UBA), Guaranty Trust Bank (GT Bank) and First Atlantic Bank.
Another bank that will virtually require no money from you before it opens a dollar account for you is the Royal Bank. With as little as one dollar as a deposit you can open a dollar account with the Royal Bank.
Sahel Sahara Bank comes in next, Sahel Sahara will require that you deposit at least 20 dollars if you want to open a dollar account with them. While Cal Bank will require 50 dollars to open an individual dollar account for you.
From 50 dollars we move to the 100 dollar zone, which is a common figure most banks require to open a dollar account.
Banks such as Fidelity Bank, Prudential Bank, ADB, Access Bank, Standard Charted Bank and Ecobank all require you have at least 100 dollars as deposit before they open a dollar account for you.
While the likes of Bank of Baroda, GCB and Universal Merchant Bank (UMB) will require at least 200 dollars. Societe Generale and National Investment Bank (NIB) require 300 dollars as deposit to open a dollar account for you.
Perhaps most common figure banks now require as deposit to open a dollar account for you is as much as 500 dollars. Over 8 banks in the country will only open a dollar account for you if you can dish out 500 dollars as an initial deposit.
They are First Bank of Nigeria (FBN), Stanbic Bank, Zenith Bank, Bank of Africa (BoA), Energy Bank, UT Bank, Unibank, HFC Bank and First Capital Plus Bank.
Think 500 dollars is on the high side well, not quite, because according to BoG figures, you will need a 1,000 dollars as initial deposit to open a dollar account with Barclays Bank.